First Home Owner Grant WA 2026: Amounts, Eligibility & How to Apply

Last updated: May 2026 · Reading time: 5 minutes

Key facts

• Grant amount: $10,000
• Applies to: New builds only (not established homes)
• Property value cap: $750,000 (Perth metro & Peel); $1,000,000 (regional WA)
• Administered by: Department of Finance, State Revenue (WA)
• Last verified: May 2026 — finance.wa.gov.au

General information only. Not personal financial advice.

How much is the WA First Home Owner Grant?

The Western Australia First Home Owner Grant is $10,000 for eligible buyers of newly built or off-the-plan homes. It is paid at settlement or at the first construction loan drawdown, and is tax-free.

The grant applies only to new homes — it is not available for established (second-hand) properties.

Property value caps:

• Perth metropolitan area and Peel region: $750,000
• Regional Western Australia: $1,000,000

Am I eligible?

To qualify for the WA FHOG, you must meet all of the following:

• You are 18 years of age or older
• You are an Australian citizen or permanent resident (at least one applicant must be)
• You (and your spouse or partner) have not previously owned or co-owned residential property in Australia
• You have not previously received a First Home Owner Grant in any state or territory
• You intend to occupy the property as your principal place of residence within 12 months of settlement or construction completion
• The property is a new home — newly built, substantially renovated, or off-the-plan
• The property value is within the relevant cap for your region

Stamp duty for first home buyers in WA

WA updated its stamp duty thresholds in the 2024–25 State Budget (effective from March 2025):

Full exemption: No stamp duty on properties up to $500,000 (metropolitan and Peel areas). This was increased from $430,000 — a significant improvement.

Partial concession: A reduced rate applies for properties between $500,000 and $700,000 in the Perth metro and Peel regions, and between $500,000 and $750,000 in regional WA. The concession tapers as the price approaches the upper threshold.

Above the threshold: Full transfer duty applies.

These thresholds apply to both new and established homes.

How to apply for the WA FHOG

Through your lender (most common):

1. Tell your mortgage broker or bank that you're applying for the FHOG
2. Your lender processes the application at settlement or at first drawdown for construction loans
3. The $10,000 is applied directly — no separate payment

Direct application:

1. Apply via the Department of Finance at finance.wa.gov.au
2. Submit within 12 months of settlement or date of first occupation

Combining the FHOG with the FHSS scheme

The WA FHOG and the FHSS scheme are entirely separate and can be used together. A buyer building new in WA could receive:

• $10,000 from the WA FHOG at settlement
• Up to $50,000 (plus earnings) from FHSS contributions
• Stamp duty saving of up to ~$17,000 on properties under $500,000

General information only. Not personal financial advice. Verify current figures with the WA Department of Finance before making financial decisions.

Source: Department of Finance WA — First Home Owner Rate of Duty · Last verified: May 2026