FHSS Guides

Plain-English guides for Australian first home buyers.

FHSS Scheme Explained: Complete Guide

What it is, how the numbers work, the 12-month rule, and whether it's worth doing.

8 min

FHSS Eligibility Checklist

Every eligibility requirement explained clearly — including the edge cases.

4 min

Salary Sacrifice vs Personal Contributions

Both get the same tax treatment — the differences are practical. Here's when to use each.

5 min

First Home Owner Grant by State: 2026 Guide

FHOG amounts, property caps, and stamp duty concessions for all 8 states and territories.

6 min

How to Apply for Your FHSS Release

Step-by-step: the determination, the release, the 12-month window, and the timing traps.

5 min

General information only. Not personal financial advice. All calculations are estimates based on current ATO rules and publicly available data. Individual results will vary. Consult a registered financial adviser or tax agent before making superannuation contribution decisions. See our terms of use.