First Home Owner Grant QLD 2026: Amounts, Eligibility & How to Apply

Last updated: May 2026 · Reading time: 5 minutes

Key facts

• Grant amount: $15,000 (standard rate — the $30,000 temporary program ended 30 June 2025)
• Applies to: New builds and substantially renovated homes only
• Property value cap: $750,000 (including land and any contract variations)
• Stamp duty (new homes): No stamp duty — no price cap (from 1 May 2025)
• Administered by: Queensland Revenue Office (QRO)
• Last verified: May 2026 — qro.qld.gov.au

General information only. Not personal financial advice.

How much is the QLD First Home Owner Grant?

The Queensland First Home Owner Grant is $15,000 for eligible first home buyers building or purchasing a new home.

Note on the previous $30,000 grant: Queensland temporarily increased the FHOG to $30,000 for contracts signed between 20 November 2023 and 30 June 2025. That program has ended. Contracts signed from 1 July 2025 onwards receive the standard $15,000.

The grant applies to the property being a class 1a dwelling (a residential house). It is not available for established (second-hand) properties, though significant stamp duty relief is available on existing homes (see below).

Property value cap: The total contract price — including land and any variations — must not exceed $750,000.

Am I eligible?

To qualify for the QLD FHOG, you must meet all of the following:

• You are 18 years of age or older
• You are an Australian citizen or permanent resident (at least one applicant must be)
• You (and your spouse or partner) have not previously owned or co-owned residential property in Australia
• You have not previously received a First Home Owner Grant in any Australian state or territory
• You intend to occupy the property as your principal place of residence within 12 months of settlement or construction completion
• The property is a new home — class 1a dwelling, newly built, substantially renovated, or off-the-plan

Stamp duty for first home buyers in QLD

Queensland significantly changed its stamp duty rules for first home buyers from 1 May 2025:

New homes: Full stamp duty exemption with no price cap. If you're building a new home in Queensland, you pay zero stamp duty regardless of property value.

Existing homes: Full stamp duty exemption for properties up to $700,000. Above $700,000, full transfer duty applies — no partial concession.

This makes Queensland one of the most favourable states for first home buyers building new, combining a $15,000 FHOG with zero stamp duty.

How to apply for the QLD FHOG

Through your lender (most common):

1. Inform your mortgage broker or bank you're applying for the FHOG
2. Your lender lodges the application with QRO as part of settlement
3. The $15,000 is applied at settlement or at first loan drawdown for construction loans

Direct application:

1. Apply at qro.qld.gov.au
2. Submit within 12 months of settlement or completion

Combining the FHOG with the FHSS scheme

Queensland first home buyers building new have a particularly strong set of stacking benefits:

• $15,000 FHOG at settlement
• Zero stamp duty on new builds (no cap)
• Up to $50,000 (plus earnings) from FHSS contributions as part of your deposit

General information only. Not personal financial advice. Verify current figures at QRO before making financial decisions.

Source: Queensland Revenue Office — First Home Grant · Last verified: May 2026