First Home Owner Grant NT 2026: $10,000 + No Stamp Duty

Last updated: May 2026 · Reading time: 5 minutes

Key facts

• FHOG: $10,000
• Stamp duty: Zero — no stamp duty for first home buyers regardless of property price
• HomeGrown Territory Grant: Up to $50,000 additional for eligible new builds
• Applies to: New builds (FHOG + HomeGrown); no stamp duty applies to all first home purchases
• Administered by: Territory Revenue Office (NT)
• Last verified: May 2026 — nt.gov.au

General information only. Not personal financial advice.

No stamp duty — the best deal in Australia

The Northern Territory's headline benefit for first home buyers is not the grant — it's the stamp duty policy. First home buyers in the NT pay zero stamp duty regardless of property price. No threshold, no cap, no tapering.

On a $600,000 property, the standard NT stamp duty would be approximately $26,000–$30,000. For first home buyers, that's $0.

This is the most generous stamp duty policy for first home buyers of any Australian jurisdiction.

How much is the NT First Home Owner Grant?

The NT First Home Owner Grant is $10,000 for eligible buyers of newly built or substantially renovated homes.

In addition, the NT offers the HomeGrown Territory Grant of up to $50,000 for eligible first home buyers building a new home in the NT. This is a separate, additional grant — making the NT's total potential grant package one of the highest in the country.

Note: The HomeGrown Territory Grant has its own eligibility requirements and application process. Verify current availability and criteria at nt.gov.au as these programs can change.

Am I eligible for the NT FHOG?

To qualify for the NT FHOG, you must meet all of the following:

• You are 18 years of age or older
• You are an Australian citizen or permanent resident (at least one applicant must be)
• You (and your spouse or partner) have not previously owned or co-owned residential property in Australia
• You have not previously received a First Home Owner Grant in any Australian state or territory
• You intend to occupy the property as your principal place of residence within 12 months of settlement or construction completion
• The property is a new home — newly built, substantially renovated, or off-the-plan

No stamp duty for all first home buyers: The zero stamp duty benefit applies to all first home buyers in the NT — new builds or established homes — regardless of property price.

How to apply

FHOG — through your lender:

1. Tell your mortgage broker or bank that you're applying for the NT FHOG
2. Your lender processes the application as part of settlement
3. The $10,000 is applied at settlement or at first construction loan drawdown

HomeGrown Territory Grant: Apply directly via the NT Government at nt.gov.au — this has a separate application process from the standard FHOG.

Combining NT grants with the FHSS scheme

A first home buyer building new in the NT can access:

• $10,000 standard FHOG
• Up to $50,000 HomeGrown Territory Grant (if eligible)
• Zero stamp duty on any property value
• Up to $50,000 (plus earnings) from FHSS contributions

That's a potential combined benefit of over $110,000 for a single buyer building new — before accounting for a partner's FHSS entitlement.

General information only. Not personal financial advice. The HomeGrown Territory Grant has its own eligibility criteria and program availability may change. Verify all current figures at nt.gov.au before making financial decisions.

Source: NT Government — First Home Owner Grants · Last verified: May 2026